Dwellia
By Caelo LLC
See plans

The life & home you've built — Protected, Documented, ever improving.

Dwellia is the homeowner's service and record of everything you've done to protect your home against every hazard, every season — and a partner that helps you care for your home, property, insurance, and life.

Everywhere has something — fire, flood, wind, freeze. Dwellia helps you be ready, regardless.
Built on authoritative public data — CAL FIRE · FEMA · NOAA/NWS · USGS · IBHS. We report what the sources say, with dates. We never render a score or a verdict.
What Dwellia is

A record of the care you've put into your home — kept current, and owned by you.

Most homeowners do the work — clear the brush, service the systems, harden the roof — and then have nothing to show for it when it counts. Wherever you live, something's coming; Dwellia turns the work you do into a dated, sourced, insurance-ready record that stays with your home.

A full guided walkthrough is on the way — here's how it works in the meantime.

1

Document it once

Walk your home against the public fire, flood, wind, and weather standards — roof, vents, gutters, drainage, defensible space — with a photo and a date on each. Your record, in your hands.

2

Keep it current

Seasonal upkeep comes due; Dwellia tracks what's done and what's next, so the record never goes stale. A maintained record is the one an insurer trusts.

3

Own it & hand it over

It's yours — never given, shared, or sold to third parties or data brokers. When renewal or a claim comes, you choose to hand over a clean, dated packet.

What it isn't

Not a data broker, not another app pinging your phone — and never a "home health score" passing judgment on you. Dwellia shows the facts and their sources; the conclusions are yours to draw.

Insurance

Insurance is a brave and costly new world. Reduce your costs and keep your home safe.

If you're in fire country, this is the record that helps you stay insurable.

California homeowners are being non-renewed and re-rated — often despite doing everything right. Dwellia documents your fire-readiness against the CAL FIRE / IBHS standards and keeps it current, so you can make your case at renewal instead of hoping the flyover got it right.

Insurers increasingly reward documented mitigation. Dwellia helps you present the evidence — the credit is theirs to give, and the record is what lets you ask for it. Fire is the sharpest door; the record covers every hazard your home actually faces.

Your work, on the record

The insurer's model sees a moment from above. Your Dwellia record shows years of stewardship, dated and sourced — the counter-record you bring to the table.

Why homeowners keep it

Protect what you've built. Take care of your investment. Let the savings be the reward.

Protect what you've built

Your home is likely the biggest thing you own. Dwellia gives you one durable, portable record of how well it's protected — that even transfers to the next owner, like service records for a car.

Take care of your investment

Good upkeep, remembered. Dwellia keeps the seasonal work on track — done and due at a glance — so nothing important quietly lapses.

Savings as the reward

Caring for your home is its own reward — and a documented, current record is what helps you earn the insurance credit you've already worked for. You do the stewardship; the record helps it pay off.

Plans

Simple annual plans. You own your record. Cancel anytime.

Essential
$99 / year
Document your home's all-hazard protection and own a dated, insurance-ready record.
  • Guided all-hazard documentation walk
  • Photo + date on every item
  • Public-standard attribution (CAL FIRE / IBHS / FEMA)
  • Insurance-ready PDF export you own
Choose Essential
Most chosen
Complete
$179 / year
Everything in Essential, kept current — with your full hazard profile and the insurance-handover packet.
  • Everything in Essential
  • Maintenance tracking — done & due
  • Your address's full hazard profile
  • Insurance-handover packet (renewal-ready)
  • Seasonal upkeep reminders
Choose Complete
Steward
$349 / year
For multiple properties and homeowners who want everything documented and handled.
  • Everything in Complete
  • Up to 5 properties
  • Record durability guarantee
  • Priority support
Choose Steward

Billed annually. Your record and your photos are always yours to keep and export — leaving never means losing them.

Not ready to start?

Leave your email and we'll tell you the moment Dwellia opens in your area — plus what to have ready.

We don't sell or share your information. One email when it's ready — no noise. Questions? support@caelollc.co